Estimated Home Value
We start with an automated valuation of your home — the same kind of data-driven estimate lenders use for a first look. A smart starting point, not an appraisal.
Automated estimateThe SOLD Line is NEWLOANCO's free seller hotline. Call or text your property address to 786-571-SOLD and we run the numbers — estimated value, what you owe, the cost of selling — and send you a net sheet that shows what you would walk away with.
How it works
Call or text (786) 571-7653 — that's 786-571-SOLD — with your property address, and what you owe on it if you know. One minute, no obligation.
NEWLOANCO runs an automated valuation on your home and builds your net sheet: estimated value, minus your mortgage payoff, minus the typical costs of selling in Florida.
Your net sheet shows what you would walk away with. If you decide to sell, we introduce you to a trusted local partner agent — and when your buyer needs a loan, that's our side of the table.
The net sheet
A list price is not what you keep. Your free net sheet does the full math on your home, in writing, before you commit to anything.
We start with an automated valuation of your home — the same kind of data-driven estimate lenders use for a first look. A smart starting point, not an appraisal.
Automated estimateYour mortgage payoff comes off the top, along with any second lien or HELOC. Don't know the exact figure? A recent mortgage statement gets us close.
PayoffAgent commissions — modeled at about 6% of the price, the typical Florida total for both sides — plus title and closing costs, doc stamps, transfer taxes and prorations. The real costs of a Florida sale, estimated line by line so there are no surprises later.
Selling costsThe number that actually matters: what would land in your pocket at closing, estimated in writing by a mortgage professional who has closed over $1 billion in loans.
Your walk-away numberPlease read this: the net sheet is a free, educational estimate prepared by NEWLOANCO, a licensed Florida mortgage broker. It is not an appraisal, not a broker price opinion, and not an offer to buy or list your home. Automated values can be higher or lower than your home's actual market value; your real net depends on your home's condition, the market when you sell, negotiated commissions and final settlement figures. NEWLOANCO does not list or sell real estate — if you decide to sell, we refer you to a licensed local real estate agent in our partner network.
The listing weapon
When you list with one of our partner agents, NEWLOANCO can structure a seller-funded 3-2-1 buydown: at closing you fund a buydown account, and your buyer's interest rate drops for the first three years — so your listing can advertise a first-year payment other sellers can't match, without cutting your price.
Your buyer's payment is calculated at three points below the note rate — the payment that makes your listing stand out.
The payment steps up once, still two points below the note rate.
One point below the note rate for the third year.
From year four, the loan settles at the note rate for the remaining term.
Full terms: a 3-2-1 buydown is a temporary interest-rate buydown. The seller funds a buydown escrow account at closing; the borrower's monthly payments are calculated at the note rate minus 3% in year 1, minus 2% in year 2, and minus 1% in year 3, with the difference drawn from the escrow account. From year 4 the borrower pays the full note rate for the remaining term. Buydown availability, the note rate and final terms depend on the buyer's lender, loan program and qualifications and are not guaranteed. Any advertising of a buydown payment must show the full payment schedule and the note rate — the co-branded flyers NEWLOANCO prepares for partner listings do exactly that.
For real estate agents
The SOLD Line runs on a simple trade: homeowners who ask for their numbers and decide to sell are matched with an active partner agent — and every buyer on a partner listing comes to NEWLOANCO first for pre-approval.
SOLD Line seller leads are distributed to active partner agents by area and price band — real homeowners who asked for their numbers, not a cold list.
Round-robinEvery buyer attached to a partner listing comes to NEWLOANCO first for pre-approval — same-day letters, weekly status, files that close.
Pre-approvalsCo-branded flyers and financing support for your open houses — including the 3-2-1 buydown ladder that makes your listing's payment the headline.
Co-brandedNEWLOANCO is named the preferred lender on partner listings, so your sellers get a financing desk working behind their sale from day one.
Preferred lenderSee the network and join it on our Partners page — or call Jorge directly at 305-962-1170.
NEWLOANCO is a licensed mortgage broker, not a real estate brokerage: we refer listings to licensed partner agents and never list homes ourselves. No referral fees are paid or received for the placement of listings or loans; open-house sponsorships are bona fide marketing services.
FAQ
No. Your value comes from an automated valuation model — a data-driven estimate. It is a smart starting point for a decision, not an appraisal, and never a substitute for one.
Nothing. It is free, it is in writing, and it carries no obligation to sell, to list, or to borrow.
No — NEWLOANCO is a mortgage broker, not a real estate brokerage. If you decide to sell, we introduce you to a licensed local partner agent who handles the listing.
Your property address, and what you owe if you know it — a recent mortgage statement is perfect. Call, text, or use the form below. That's it.
Most net sheets go out the same business day. If a payoff figure needs verifying, we will tell you exactly what is pending.
Then you are in our home court: pre-approvals, purchases and refinances across Florida, with investor programs nationwide. Start with Apply Now or call 305-962-1170.
Free · No obligation
Send the address and we will run it. Prefer to talk? Call or text the SOLD Line at 786-571-SOLD (786-571-7653).
Prefer to talk now? Call or text 786-571-SOLD or call Jorge at 305-962-1170.
Fastest: text your address to 786-571-SOLD. Or send it here: