SBA 504 vs. 7(a): Which Loan Fits Your Project?
The two SBA programs work very differently. A plain-English comparison of rates, down payments, terms and best uses — with October 2026 prevailing rates.
Read → · 5 min
Commercial Insights
No hype, no lender-speak. How commercial loans, SBA programs, investor financing and working capital actually work — from the broker side of the table.
The two SBA programs work very differently. A plain-English comparison of rates, down payments, terms and best uses — with October 2026 prevailing rates.
Read → · 5 min
No tax returns, no W-2s. How DSCR loans underwrite the property instead of the borrower, who they fit, and the numbers lenders actually run.
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When the right property won’t wait 90 days for a bank committee, bridge capital closes in weeks. What it costs, when it’s smart, and how the exit works.
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The three ratios that decide your flip loan, how rehab draws work, and the experience-and-liquidity story that gets better pricing.
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Banks take weeks. Revenue-based capital can fund in days. An honest map of business lines, term loans, and merchant cash advances — costs, speeds, and best uses.
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Rent builds your landlord’s equity. Here’s how Florida business owners buy their building with 10% down — SBA structures, the occupancy rule, and the math.
Read → · 5 min
NEWLOANCO Commercial is a division of NEWLOANCO (NMLS #1369124). Jorge R. Regalado, CEO — NMLS #1243458. Content is educational only and is not a loan offer, quote, or commitment to lend.